:root{
  --ink:#14212B;--muted:#5A6672;--bg:#F2F7FA;--card:#fff;--line:#DCE6EE;
  --brand:#0077B3;--brand-d:#005F8F;--brand-l:#E6F6FD;--accent:#00ABE5;--err:#B3261E;--ok:#1E7F4F;
  --shadow:0 1px 2px rgba(20,33,43,.06),0 8px 24px rgba(20,33,43,.07)
}
*{box-sizing:border-box;-webkit-tap-highlight-color:transparent}
html,body{margin:0}
body{font-family:"Plus Jakarta Sans",system-ui,-apple-system,sans-serif;background:var(--bg);color:var(--ink);line-height:1.45;-webkit-font-smoothing:antialiased}
.wrap{max-width:520px;margin:0 auto;padding:0 16px 40px}
.hidden{display:none!important}
a{color:var(--brand)}

/* header */
header.top{display:flex;justify-content:space-between;align-items:center;padding:14px 0}
.logo{display:flex;align-items:center;gap:8px;font-weight:800;font-size:15px;letter-spacing:-.01em}
.logo i{width:28px;height:28px;border-radius:8px;background:var(--brand);display:grid;place-items:center;color:#fff;font-style:normal;font-size:13px;font-weight:800}
.call{display:flex;align-items:center;gap:6px;font-weight:700;font-size:14px;text-decoration:none;color:var(--brand);border:1.5px solid var(--brand);border-radius:999px;padding:7px 12px}
.test{background:#FFF4E2;border:1px solid #EBCB94;color:#5C3A00;font-size:12.5px;padding:8px 12px;border-radius:10px;margin:0 0 10px}

/* landing */
.hero{background:linear-gradient(180deg,#D6F0FB 0%,#F2F7FA 100%);border-radius:24px;overflow:hidden;margin-top:4px;position:relative}
.hero > svg{display:block;width:100%;height:auto}
.hero-copy{padding:4px 22px 22px}
h1{font-size:31px;line-height:1.08;letter-spacing:-.025em;margin:0 0 10px;font-weight:800}
.sub{font-size:16.5px;color:#34424E;margin:0 0 18px}
.ticks{list-style:none;padding:0;margin:0 0 20px;display:grid;gap:9px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-size:15.5px;color:#26343F}
.ticks svg{flex-shrink:0;margin-top:1px}
.trust{display:flex;align-items:center;gap:12px;margin-top:16px;padding:12px 14px;background:#fff;border-radius:14px;box-shadow:var(--shadow)}
.trust img{width:44px;height:44px;border-radius:50%;object-fit:cover}
.trust .t1{font-weight:800;font-size:14.5px}.trust .t2{font-size:13px;color:var(--muted)}
.stars{color:#E8A317;letter-spacing:1px}
.btn{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;min-height:56px;border:0;border-radius:16px;background:var(--brand);color:#fff;font-size:17px;font-weight:800;cursor:pointer;font-family:inherit;text-decoration:none;box-shadow:0 6px 16px rgba(0,119,179,.25);transition:transform .08s,background .15s}
.btn:active{transform:scale(.985)}.btn:hover{background:var(--brand-d)}.btn[disabled]{opacity:.55;cursor:wait;box-shadow:none}
.btn.ghost{background:#fff;color:var(--brand);border:1.5px solid var(--brand);box-shadow:none}
.fine{font-size:13px;color:var(--muted);text-align:center;margin:10px 0 0}

/* app shell */
.bar-top{display:flex;align-items:center;gap:12px;margin:2px 0 14px}
.back{border:0;background:#fff;width:40px;height:40px;border-radius:12px;display:grid;place-items:center;box-shadow:var(--shadow);cursor:pointer;flex-shrink:0}
.track{position:relative;flex:1;height:10px;background:#DCE8F0;border-radius:999px}
.track .fill{position:absolute;left:0;top:0;bottom:0;background:var(--accent);border-radius:999px;transition:width .35s ease}
.track .van{position:absolute;top:-17px;transition:left .35s ease;transform:translateX(-50%)}
.stepno{font-size:12.5px;color:var(--muted);font-weight:700;min-width:44px;text-align:right}

.guide{display:flex;gap:12px;align-items:flex-end;margin:6px 0 14px}
.guide img{width:52px;height:52px;border-radius:50%;object-fit:cover;border:3px solid #fff;box-shadow:var(--shadow);flex-shrink:0}
.bubble{background:#fff;border-radius:18px 18px 18px 6px;padding:11px 14px;box-shadow:var(--shadow);font-size:15px;color:#26343F;position:relative}
.bubble b{display:block;font-size:12.5px;color:var(--brand);margin-bottom:2px}

.panel{background:var(--card);border-radius:22px;padding:20px 18px;box-shadow:var(--shadow);animation:in .28s ease}
@keyframes in{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.q{font-size:22px;font-weight:800;letter-spacing:-.015em;line-height:1.2;margin:0 0 4px}
.qh{font-size:14px;color:var(--muted);margin:0 0 16px}

/* tiles */
.tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.tiles.one{grid-template-columns:1fr}
.tiles.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.tile{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;min-height:104px;padding:14px 10px;border:1.5px solid var(--line);border-radius:16px;background:#fff;cursor:pointer;font-family:inherit;font-size:15px;font-weight:700;color:var(--ink);text-align:center;transition:border-color .12s,background .12s,transform .08s}
.tiles.one .tile,.tile.row{flex-direction:row;justify-content:flex-start;min-height:60px;text-align:left;padding:14px 16px}
.tile small{display:block;font-weight:500;font-size:12.5px;color:var(--muted)}
.tile:hover{border-color:#8CD2F0}.tile:active{transform:scale(.98)}
.tile.on{border-color:var(--accent);background:var(--brand-l);box-shadow:inset 0 0 0 1px var(--accent)}
.tile .ic{width:44px;height:44px;border-radius:12px;background:var(--brand-l);display:grid;place-items:center;color:var(--brand);flex-shrink:0}
.tile.on .ic{background:var(--accent);color:#fff}
.tiles.three .tile{min-height:64px}

/* inputs */
.field{margin-bottom:14px}
.field label{display:block;font-weight:700;font-size:14px;margin:0 0 6px}
.field .opt{font-weight:500;color:var(--muted)}
.field .hint{font-size:12.5px;color:var(--muted);margin:-2px 0 6px}
.inp{width:100%;min-height:54px;padding:12px 14px;border:1.5px solid #C5D3DE;border-radius:14px;font-size:17px;font-family:inherit;background:#fff;color:var(--ink);transition:border-color .12s}
.inp:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(0,119,179,.15)}
.money{position:relative}.money span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:700}.money .inp{padding-left:28px}
.big .inp{font-size:28px;font-weight:800;min-height:68px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.chip{border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:8px 14px;font-weight:700;font-size:14px;cursor:pointer;font-family:inherit;color:var(--ink)}
.chip.on{border-color:var(--accent);background:var(--brand-l);color:var(--brand-d)}
.cont{margin-top:18px}
.err{color:var(--err);font-size:13.5px;margin:10px 0 0;font-weight:600}
.note{background:var(--brand-l);color:var(--brand-d);border-radius:12px;padding:10px 12px;font-size:13.5px;margin-top:10px}

/* consent */
.who{display:flex;gap:14px;align-items:center;background:var(--brand-l);border-radius:16px;padding:14px;margin:0 0 14px}
.who img{width:60px;height:60px;border-radius:50%;object-fit:cover;border:3px solid #fff}
.who .n{font-weight:800;font-size:17px}.who .r{font-size:13px;color:var(--brand-d)}
.legal{font-size:13px;color:#3B4853;line-height:1.5;max-height:180px;overflow:auto;border:1px solid var(--line);border-radius:12px;padding:10px 12px;margin:0 0 12px}
.check{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;font-weight:600;cursor:pointer;padding:6px 0}
.check input{width:22px;height:22px;accent-color:var(--brand);margin-top:1px;flex-shrink:0}

/* review */
.rv{border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-bottom:10px}
.rv h4{margin:0;padding:10px 14px;background:#F5F9FC;font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);display:flex;justify-content:space-between}
.rv h4 button{border:0;background:none;color:var(--brand);font-weight:800;font-family:inherit;cursor:pointer;font-size:13px}
.rv dl{margin:0;padding:6px 14px 10px;display:grid;grid-template-columns:auto 1fr;gap:4px 12px;font-size:14px}
.rv dt{color:var(--muted)}.rv dd{margin:0;font-weight:600;text-align:right}

/* uploads */
.doc{display:flex;align-items:center;gap:12px;border:1.5px solid var(--line);border-radius:16px;padding:12px;margin-bottom:10px;background:#fff}
.doc .ic{width:42px;height:42px;border-radius:12px;background:var(--brand-l);color:var(--brand);display:grid;place-items:center;flex-shrink:0}
.doc .t{font-weight:700;font-size:15px}.doc .s{font-size:12.5px;color:var(--muted)}
.doc .grow{flex:1;min-width:0}
.doc label.up,.doc a.up{flex-shrink:0;padding:9px 14px;border-radius:999px;border:1.5px solid var(--brand);color:var(--brand);font-weight:800;font-size:14px;cursor:pointer;text-decoration:none}
.doc input[type=file]{display:none}
.doc.done{border-color:var(--ok);background:#F1F8F4}.doc.done .ic{background:var(--ok);color:#fff}.doc.done label.up{background:var(--ok);border-color:var(--ok);color:#fff}
.doc.busy label.up{opacity:.6}

/* finish */
.done-ic{width:72px;height:72px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;margin:4px auto 14px}
.center{text-align:center}
code{word-break:break-all;font-size:12px;background:#EEF3F7;padding:8px;border-radius:8px;display:block;margin-top:8px;text-align:left}

footer.small{font-size:11.5px;color:var(--muted);line-height:1.55;margin-top:26px}
footer.small p{margin:0 0 8px}footer.small a{color:var(--muted)}
.big span{font-size:24px;color:var(--ink)}.big .inp{padding-left:34px}
/* estimate */
.est{background:linear-gradient(160deg,var(--brand) 0%,#0083BE 100%);color:#fff;border-radius:18px;padding:20px 18px;text-align:center;margin:4px 0 14px}
.est-n{font-size:36px;font-weight:800;letter-spacing:-.02em;line-height:1.1}.est-n span{font-size:16px;font-weight:700;opacity:.85;margin-left:4px}
.est-m{font-size:15px;opacity:.9;margin-top:4px}
.est-r{font-size:12.5px;opacity:.85;margin-top:12px;border-top:1px solid rgba(255,255,255,.25);padding-top:10px}
.est-t li{font-size:14.5px}
.est-f{font-size:11.5px;color:var(--muted);line-height:1.5;margin:6px 0 0}
/* hero photo */
.hero{position:relative}
.hero-mitch{position:absolute;right:4px;top:18px;width:34%;max-width:170px;height:auto;filter:drop-shadow(0 6px 10px rgba(20,33,43,.18))}
.who.fz{background:#fff;border:1.5px solid var(--line)}.who.fz img{width:110px;height:auto;border-radius:0;border:0;object-fit:contain}
/* date of birth: three boxes */
.dob{display:flex;align-items:flex-start;gap:6px}
.dob-p{display:flex;flex-direction:column;align-items:center}
.dob-p small{font-size:12px;color:var(--muted);margin-top:4px}
.dob-p .inp{text-align:center;padding:12px 6px}
.dob-p:nth-of-type(1),.dob-p:nth-of-type(2){width:68px}.dob-p:last-of-type{width:96px}
.dob-s{font-size:22px;color:var(--muted);padding-top:12px}

/* Loan Market Specialist logo block */
.logo-img{height:64px;width:64px;display:block}
.done-ic{background:var(--accent)}
.hero{background:linear-gradient(180deg,#D6F0FB 0%,#F2F7FA 100%)}